Accepting New Patients in Kaysville, UT
Insurance & Financing

Dental Insurance and Financing Options in Kaysville, Utah

Worrying about cost shouldn't keep you out of the dentist's chair. If you're searching for dental insurance in Kaysville, Utah, here's the short version: Kayscreek Dental accepts a wide range of PPO and fee-for-service plans, so most patients can use coverage they already have. If you don't have insurance, we offer Cherry financing and an in-house membership plan built for patients without employer coverage. No surprises, just a clear picture of your costs before treatment starts.

Discussing insurance and financing options at Kayscreek Dental

Clear, Upfront Costs

PPO plans, in-house membership & Cherry financing

Coverage & Claims

Dental Insurance We Accept in Kaysville

We work with Delta Dental, MetLife, Cigna, BlueCross BlueShield, and many other carriers, so you're not stuck filing paperwork after your visit.

PPO and Fee-for-Service Plans

Kayscreek Dental accepts PPO and fee-for-service plans including Delta Dental, MetLife, BlueCross BlueShield, Cigna, United Healthcare, Humana, Guardian, GEHA, and Regence. If your plan isn't listed, call us. We work with many carriers and can often help you use out-of-network benefits too.

Common Insurance Providers Accepted

Delta Dental
MetLife Dental Insurance
BlueCross BlueShield
CIGNA
United Healthcare
Humana
Guardian
GEHA
Regence & More + Out-of-Network Benefits
Pre-Visit Verification

How to Check Your Coverage Before Your Visit

Before your appointment, our team can look up your plan details and explain what's covered for cleanings and exams, fillings, or bigger treatments like dental implants. We'll walk through estimated costs in plain language, so nothing surprises you on your bill.

Our 3-Step Insurance Review Process

1
Share Your Provider Details

Call our front desk or bring your card when scheduling.

2
We Verify Your Benefits

We contact your insurance carrier directly to check co-pays & deductibles.

3
Plain-Language Estimate

You get a clear breakdown of estimated out-of-pocket costs prior to care.

Self-Pay & Flexible Solutions

No Insurance? We Have Options Built for You

Plenty of patients come to us without dental insurance, and that's never a problem. We built two options so cost never has to be the reason you put off care.

Direct In-House Savings No Credit Check Required

In-House Dental Membership Plan, What It Covers

Our in-house membership plan gives uninsured patients a straightforward way to budget for dental care. For a set fee, members get access to preventive care through major treatments (including root canals) with no credit check. It's not a downgrade from insurance, it's a plan designed around how uninsured patients actually use dental care: regular preventive visits, plus a discount when treatment comes up.

$299 / year Single Plan
$599 / year Dual Plan
  • 100% Covered Preventive Care: Includes exams, regular cleanings & x-rays
  • Discounts on All Treatments: Savings on fillings, crowns & root canals
  • Zero Hassle: No claim forms, pre-approvals, or annual maximum limits
Flexible Financing
Cherry Financing

Cherry Financing, Apply in Minutes, Use Same Day

For treatment that doesn't fit into a single payment, we offer Cherry financing. You can apply online in minutes, and approved patients can often use financing the same day. No hard credit check, no hidden fees, quick approval, and flexible monthly payments. Ask our front desk about applying before your next visit.

Why Choose Cherry Financing?

  • 60-Second Application: Quick online approval with no hard credit check
  • Flexible Monthly Terms: Choose payment plans that fit your monthly budget
  • Same-Day Treatment: Get the dental care you need without delaying treatment
  • No Hidden Fees: Complete transparency on all payment terms
Clear Answers

Frequently Asked Questions About Our Kaysville Dental Office

Does Kayscreek Dental accept Delta Dental?
Yes. Delta Dental is one of the most common plans we bill, along with MetLife, Cigna, and BlueCross BlueShield. Bring your insurance card to your visit and we'll verify benefits before treatment starts.
What if I don't have dental insurance?
You still have options. Our in-house membership plan is built for patients without coverage, and Cherry financing can help spread out the cost of larger treatments.
How does Cherry financing work at the dentist?
Cherry is a financing option you apply for online in minutes. Once approved, you can often use it toward treatment the same day, spreading out payment for larger procedures instead of waiting to save up first.
Do you offer payment plans for larger treatments?
Yes. For bigger treatment plans, like implants, we can combine insurance benefits, Cherry financing, and membership plan discounts into a schedule that fits your budget. Ask our team to walk through the numbers with you.
Get Ready to Meet

Your New Dental Team in Kaysville

You don't need a special reason to reach out, and you don't need to have everything figured out first. If you're due for a cleaning, need a dentist after moving to the area, or want to finally get back on track with your dental health, we're ready when you are.